Line 11 on this forum shows all you passive income plus $25k.

. $499k value property with $70k per month income?

I'm of course bias, but I chose Reno because of it's proximity to CA, no state income tax, stable job growth, population growth, land constraints (constricted supply), proximity to Lake Tahoe, etc. 

Goal: Build a passive income from rentals that will allow my husband, my daughter, and myself to live on mission for Jesus Christ.

My main reasons for buying an investment property in Tampa:-Not ready to leave Denver right now, but want to move in the next 3-5 years so want to remain flexible via renting my personal house-Rental investment property would give me some passive income on the side while I save up renting and decide if/where I want to move-Tampa property is just cheaper overall so even if I have to put more down, mortgage payment will be lower-Honestly, part of it is also just “manifesting” moving to Tampa eventually  Trace

I'm disabled and I live on a fixed income, therefore I can't afford to hire an attorney.

Additionally, while reporting these units, I should mention them as individual units, i.e., 123 Main St Upper [STR] and 123 Main St Lower [LTR].

In addition to the rates, material and labor cost remain very high.

One way is to increase the rental income on the building as well as think about other streams of income from the property, perhaps there's parking or storage you can rent to their neighbors who would need it?

Does your Mom have some additional funds to leave you for maintaining the home while step-dad occupies?