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@Chris Campeau I was asking because I actually have several investments with them and am concerned based on what you've posted.

I’m trying to find out how to keep buying properties without continuously putting down 20% of my own money?

As others have said I don’t travel to exotic locations to invest, my stuff is fairly local so the actual need for a business meal is low.

There are actually some GREAT deals in the outskirts of Austin right now for new builds selling to investors with 25% down and 5.5% interest rates! 

The general idea is to use Helocs to replicate hard money.

Fund & Grow charges their clients money to guide them towards business cards.  

In my opinion STR and small hotels are where the money is made in Spain. 

Hello everyone in BiggerPockets,I have been listening to many episodes of the BiggerPockets on how to invest my money in the Real Estate world in the past 3 months.

Outside of tier 1 markets, valuations are high actually.