There will always be a balance between finding deals and financing. 

Some more conservative banks might be higher on down payment but will give very low rates yes dscr, dti, credit score, personal and business income/balance sheet all play a role.

@William Walker  Because it is the Annual interest rate, applied to the Balance. 

This is what info I have from the promissory note:Principal: $750,000Beg Date: 09/14/2021Interest Calculation Method: 365/360 basisInterest rate: 3.650%Final Payment due on September 14, 2051When I plug info into the online amortization schedule, the payment comes out to be $3,453.28, $2,2281.25 (interest), and  $1,172.03(principal)However the email I have from the bank has the information below:Summary of Account Current Balance: $750,000.00 Interest Rate: 3.6500% YTD Interest Paid: 0 Maturity Date: 9/14/51 Payment Information Current Principal Due: $1,627.26 Current Interest Due: $1,825.00 TOTAL DUE: $3,452.26 Payment Due Date: 10/14/21Thanks,

Instead of paying the seller the full price, you pay the seller full price minus deposits and you pay the escrow account the balance.  

What do you hope it will achieve for you? 

Spend time on this and not on property management and you’ll achieve your goal.

Of course, if you are planning to sell that may complicate whatever you are trying to achieve.

I also have three leases bringing in a total of $5,800, balanced by only $4K of mortgages between the two properties.

I'm trying to strike a balance of trying to tackle problems that arrive and not just back out because it's different or scary, and recognizing when it's not a deal I'm willing to do.Any tips, advice or encouragement?!