So I guess this is hitting the folks who illegally originate a MH loan to an occupant and also want to service the loan themselves.  

Add a market vacancy and bad debt of 10% and you are losing 18% of your revenue annually at what is technically 100% occupancy.

12 months meets the required minimum as to your intentions of occupancy in all owner occupied mortgages.

Redeeming Tax Sale Certificates Redemption: Once a lien has been placed on a parcel, the only person(s) able to redeem that lien are: the owner, his/her heirs, the holder of a prior open tax certificate, mortgage holder, or legal occupant of property; and may only redeem until the right to redeem has been cut off.

as far as inspections vash is no harder than any other, many cities require inspections anyway for rental occupancy by local codes, standards are the same, smoke detectors, locks, GFIs etc

You need to be sure the occupants are NOT the previous owners, because that's most likely going to be a hostile occupant.In regards to not being able to see interior because of tenants in place: This isn't uncommon if it's a REO with tenant in place.

The savings is not that big.For a lot of owner occupants, the mortgage deduction is symbolic and many home-buyers believe that the benefits are much greater than they are.

You'll likely get more occupants with this "hotel" rentals than long-term.

The other party is an owner occupant and would be owner occupant in my house after closing.

He isn't actually a tenant but an occupant of a primary lessee.SO....I have a witness claiming he saw it the guy do it.