Only time will tell if the sales volume will continue to follow the historical trends.By the way, I did a mix of on-line study and in-class work for the classes required to take the licensing exam.

Just encourage people to buy food/drinks there to support the business. 

. ---- easy docs income (non-prime rates, with bank statements for proof of income) for the true money making borrowers that cannot provide tax returns, (minimum FICO 620, minimum down 20%) ---- stated income / hard money, (no minimum FICO, minimum 25% down) ---- 97% LTV conventional loan ---- 95% LTV conventional loan with no MI monthly payments ---- 1/2%(half percent) down, minimum FICO 580 and above ---- 579 FICO and below, minimum 10% down ---- regular 3.5% down FHA, minimum 580 FICO and above ---- “A” paper Conventional, FHA, VA and No FICO ---- condo with insufficient reserve (no HOA cert required) ---- non-warrantable condo ---- non-owner occupied purchase with 15% down ---- reverse mortgage (no FICO and monthly payments) ---- stand-alone 2nd TD ---- Commercial: apartments (5 or more units), mobile home parks, self-storage, office building, mixed use, gas stations, church, land & constructions loans, etc… I welcome any scenarios you may have.

The 5 are a mix of residential and commercial.

You want a healthy mix of the two.

Prices are driven by the mix of water, proximity to NYC and general quality of life versus other NYC suburbs.

Dogs drink more water than cats and their urine is less concentrated.

can i mix HML lenders and do owner financing as well?

@Hector Perez I like to mix it up. 1 letter professional and the next handwritten, I would alternate between the 2.

- Why do you keep the asset mix you keep?