In other words, write that gift off in your mind so that when they stop making payments or the litany of excuses starts, you've already accepted it as a loss.And if a bank will not lend to them, then I think you have your answer - and hopefully you can blame it on your "partner".

I have a blog where I write about Real Estate  www.homebestchoice.com and I welcome you guys there too if you would like to share experiences and tips, would be a pleasure to have anyone's help on it. 

@Jake Thomas, I think I am leaning towards writing my own purchase agreement that is very simple and easy to understand for my customers.

Write the HOA .  

However, when I look at the IRS publication on per diems it says self-employed persons can write off food per diems. 

Any ideas on a good way to make this function properly? 

Will re-read all the responses tomorrow and write a more thorough post tomorrow.Thanks,Preetham

I'm pretty visual, I would read the chapters and write all the key words on flash cards to study later.

I am looking for a way to contribute back, I don't need this for the money, thank god this business has given me and my family the opportunity to be financially free and a Multi-Millionaire.Wow, thats the first time I write that in Public..Thats the house below.  

Everything "looks" nice but internally just doesn't function properly.