I like the stable and diversified employer mix and the location in the middle between the booming metros of Triangle and Charlotte.

Thereafter, creditors would send me a questionnaire annually questioning how much she makes.When I was with major company, people with garnishees often change jobs, you'll have to track down the new employer, and get a new garnishee.

Hey Jerry,Most banks and even credit unions use the same guidelines to qualify someone. 2 years employment, strong income, great credit, low DTI, reserves, 2 years taxes etc.

Still, I can employ some techniques to help me to power down by 9pm at least three days a week!

Maybe look for employment that pays a little better.

If you are both employed now, it might make sense to purchase a property as your "second home" and then you could always refinance as a primary residence in the future.

I also read somewhere i could be considered an active investor(since i do everything for my rentals) and therefore might be considered a business owner in the hopes of having the opportunity at a SOLO 401K vs having passive income but also opening myself up to self employment tax?

Independent contractors (eg, 1099) think they are employees (W-2) and don't know the difference (by definition, you are not an employee of someone giving you a 1099... that person is your client/customer, not your employer).Preapproval: Full doc everything, LO reviews and runs the automated underwriting system.

I have saved enough money to do this 2x over without taking any hard money loans to do this, but recently left my employer of over 6 years to start a couple of things on my own. 

In addition, if you are self-employed with no full-time employees you may wish to consider opening a Solo 401k instead of a self-directed IRA as it has several advantages over an IRA LLCsuch as much higher contribution limits, direct checkbook control (i.e. no need to have the account at a speciality trust company), ability to take a 401k loan, exclusion from unrelated debt finance income tax with respect to investment in real estate acquired with non-recourse financing, etc.