The representative from my credit union asked, "Who's approving the loan, us or the seller?" 

The way things are going I think that door is closing though.  

The portfolio of homes would do a lot better if the rates weren't trash, and since they are a bigger pockets member they became aware that you can wrap up a bunch of single family homes into a single commercial mortgage (sometimes called a "Blanket Mortgage"), generally if they are geographically concentrated.

Is that the issue you are running into?

Are there any investors that buy In Kissimmee Florida?

If yes, how happy you are with his coaching? 

We own 7 properties that we will start developing in 2025.We are currently remodeling my wife’s two-story home, turning that into two rentals.A developer contacted us and is using our largest plot to build a four-story condo building trading one condo for the opportunity.We drive and live in an 18 wheeler debt-free saving up capital for the next opportunity. 

Quote from @Regina Blake: Hi, and welcome I would definitely look at investing in real estate in Ohio.

They are always publicly posted on our website, in the events here on Bigger Pockets, and on Instagram.Look for Zen and the Art of Real Estate Investing in the events for NJ here.

Very location dependent but I know other investors who are doing well and looking to buy more.