Just reviewed title today with a $400k National City refi mortgage from 2008 replacing a 2004 loan but now sitting behind a $100k HELOC from 2005.

But there might also be a good reason for it that they can explain.Some other things that might apply to your deal as you head towards closing:- Typically there's some kind of review of the preliminary title report (to show any encroachments, liens on the property that will be paid off by escrow at closing, any covenants/codes/restrictions that are recorded on the property, etc.)

So we should review our title policy for that. 

I looked at houses / townhouses similar in size and amenities.I sent the addresses / listing to housing for them to review and wrote up a justification why those unit were the appropriate comp. vs. the comps they wanted to use.

Review your contract.

Simply another tool in your screening toolbox.Low Credit:  If tenant has low credit, review and look for any recently missed payments. 

Review your lease from 5 years ago, make sure it states: no sub-leasing and noone should occupy dwelling who isn't on the lease without notifying landlord.

View report*This link comes directly from our calculators, based on information input by the member who posted.

fbclid=IwAR35Rl3xCA7M43VREb9JKgeq4_UHYTgt79kjC6_5pF_c9vUrEOFi6Eb_ChkThe forgiveness rules are quite complex for SE and it appears that not 100% would be foriven since they use an "8/52" factor to determine forgiveness.If you already applied, I'd wait until your banker review the app. 

@Andy Chen Should start off by reviewing the lease agreements If any that are being transferred over to you.