I’ve attended a few webinars about investing in multi family homes, and like the prospect of steady monthly income, but I am also able to provide financing myself though years of savings and the settlement result.

To get straight to the point, I'm currently living with my in-laws (not totally for free) & saving for a house with my fiance.

He says all the seller wants is to save his credit and is 6k behind on his taxes.

One reduced my cf $92/mo, basically to $0, but accelerated my loan paydown over $800/mo and will save me $180,000 in interest. 

@Itua Agbi Do you have a job you’re able to save money with?  

I am going to refi another project with this one, which will save me $1750.   

He could hire someone for $20 an hour or he could do it himself and save $20 an hour, right?

You can make the argument that you save money by not using one but then you lose time.

Hopefully, I've saved a few people from dealing with Sean, Infinity Capital Finance, its affiliates and this drama...Real estate is too fun and profitable to deal with individuals like this.

Therefore, if you are only interested in being a buyer, you would save on your own commission but the realtor (broker) would get a commission.