Didn't realize having HOA would depend on the property appreciating.

In your position if the animal does not ultimately complete training as a fully certified service animal I would not be renewing their lease.

@Jay Hinrichs - 😁 hope all is going well for you.Like you I don't do seconds Mike,,  I know the BK judges have ultimate authority.. but did not realize stripping the seconds was common or very common.. what I see on huds were I am doing new originations of distressed assets is the second taking 2k to 5k when they were owed 50 to 100k.. so I know the loss's are real in seconds ergo not for me.. 

And ultimately it probably wouldn't really matter to you anyway...

You can make a lot of money on Contracts For Deed, but I generally find the whole process to be ethically / morally questionable for me.I realize there are different Sellers and all situations are different, but a lot of what I see are Sellers who take a large down payment from someone who they know has virtually no chance of ever paying off the property.They wind taking the property back the first time someone misses a payment and then they start the process all over again.

that is HOOD rat written all over it.. just another west coast investor who does not realize that low end cheap property in the mid west for out of state investors is super high risk.. only locals can make that stuff work.. you may want to reassess your strategy.. your going to get your clocked cleaned if you keep looking for those kind of deals.. 

Declares emergency, effective on passage.should be good for us who build housing for owner occs  rents are going to keep going up up up and soon renters will realize they are throwing money away and will come to us to buy our new construction since mortgage payments equal rent in many instances. 

Ultimately the burden of due diligence rests with each of us as investors but I really dislike shady people. 

I was a BRRR buyer & realized it was pretty slow compared to moving property quickly- so I started providing rentals along w/ kind of a boots on the ground service and resource pool I link all of our buyers up w/.

Ok so I realized I posted incorrectly as my middle score is 638 but my high is 652 and low is 614 and depends on the score system I've been told by my bank of Idaho central credit union is 614.