I asked AI should I pay Cash for 1 home then refi or buy 4 homes with 20% down on each home for 139000 3b ed 2 baths then im stuck a 4 home till i get another 20% down there answer was When deciding between paying cash for one home and refinancing later or buying multiple homes with 20% down, there are several factors to consider.

I’d recommend going with a broker as they usually have better interest rates, and paying attention to rates (mortgagenewdaily.com) to see if they’ve fallen since you locked your rate and you could potentially float down to a better interest rate

I would so similar, say we have had it inspected but if you wish to engage a structural engineer at your expense which will run $2k-$5k you can, and if they find the home uninhabitable we will pay but only in cases where the home is deemed uninhabitable and condemned by the city.

The rate buydown is simply a part of your closing costs, so if you work a 2% seller concession into your contract and want to consider that the 'seller-paid buydown' then that's up to you.o Rate floor: You are going to eventually hit a rate floor with any loan program, or a point where you cannot buy the rate down any further.

If you've been living in the property for 5 years, you won't have to pay capital gains taxes as well. 

I keep telling him that we’ll need to jump on something once the flip is done otherwise we’ll be paying more in taxes. 

If you are house hacking to have someone else pay your mortgage what would be the point of a separate account if you are just going to switch it over to your checking or directly into your mortgage. 

Have you been aggressively paying down your mortgage while you are in there to earn even more equity over the longer term? 

There were on sale and I didn't have to pay for sales tax in Portland OR.

Maybe you could hook up with one of these battered women groups, and turn the place into a shelter for battered women, Where the charity would pay for all of the rooms and just use them as needed.