As many investors know, lenders typically require more down payment 15-25% and to utilize Debt Service Coverage Ratio or DSCR loans would not allow vacation rental projections or income to be utilized for qualifying purposes.

Their plan last payment is scheduled for Nov 2024.

We are also helping a client do a construction loan for a $750k purchase plus $400k for renovations and adu with 5% down payment. 

If you wanted to invest through an LLC it would require you to purchase it as an investment property from 15%-25% down payment.

A down payment of at least 10% is advisable unless you have strong cash flow from stable income sources.

Once the home is under the LLC Ownership, am I able to deduct expenses/mortgage interest payments from my own personal W2? 

A more important question is how much is your PITI payment versus your $1100 a month rent payment (assuming you're going to rent the property) since you want cash flow.  

Either way you will need 25% of the down payment.

Most lenders wants to see heavy rehab or construction experience to secure financing.

Don’t have another down payment saved at the moment but have some company stocks that will vest over the next few years that could amount to another down payment.