You’ll have some requirements to show future income, but it might be the easiest “next move.”I wish you all the best.

A quick analysis would place operating expenses for LTR at about 1/3 of rent, so net income before debt service and depreciation would pencil in at $600/month per unit.  

I found out (which I did not realize before) that Park National has a grant loan product that has no income limit, and works on up to 4 units. 

Having nearly a quarter of the population being 65+ means this town host a lot of retirees, or getting close to retiring.

I understand all of this, but I’m 22, and I know for certain with my income (and my backup job) that I can have a property paid off in less than 3 years.

Derogatory items are: Negative Tradelines: 6 Tradelines with any historical negatives: 3Occurrences of any historical negatives: 9For the last 4 months, they have a recurring income of $3489, and non recurring income of $5578 for a total of $9067. 

These platforms pool funds from multiple investors to invest in a diversified portfolio of real estate projects.Real Estate Investment Trusts (REITs):REITs are companies that own, operate, or finance income-producing real estate across various sectors.

For investment properties, this interest would be considered an investment interest expense and can be deducted against your rental income on Property B.How to Claim: These interest expenses are typically claimed on Schedule E (Form 1040), where rental income and expenses for investment properties are reported.Limits and Conditions: The deductibility of interest is subject to various conditions and limits, particularly with the Tax Cuts and Jobs Act (TCJA) affecting the deductibility of mortgage interest.

Because I have large reserves and have multiple income streams, I value gain from appreciation more than the cash flow that ends up taxed.Good luck

Also, focus on 2 years of job/income stability.Class D Properties:Cashflow vs Appreciation: Typically, all cashflow with zero or negative relative rent & value appreciationVacancy Est: 20%+ should be used to cover nonpayment, evictions & damages.Tenant Pool: majority will have FICO scores under 560, little to no good tradelines, lots of collections & chargeoffs, recent evictions.