@Matthew Paul, You ruined the punch line!

@Ti Jackson You can go about this a number of ways depending on your financial situation:1) Line of Credit off of your personal residence - You need to have a good amount of equity in order to use this to fund your entire flip.

If you want to take on additional members down the line, that will also affect your decision.

The SFH is in Irondequoit NY and it seems that the Sewer line is partially blocked.

I sort of dismissed this path thinking it was perhaps along the line of a "loan shark" or a payday advance. 

Productivity per worker is increasing at exponential rates.

That's an example but something in the middle ground that works for both of you.I'm a bit non-plussed with some of the large multi-family syndicators who like to talk about how they can force rents up for lower income people and in almost the same breath talk about how they help the same people with their charity...I think, like everything else there is a productive middle-ground where you can earn good returns and not force people into bad situations.

As an aside, could it be subdivided where each property would meet current setbacks from front/rear/side lot lines?

A lot of the other numbers they provided seemed a bit out of line from what I would typically expect too, the water testing I’m not familiar with and though I may get some good guidance as to whether the costs seem right or not.

I once did a contract for decent sized order of a about 50+ line items...