not an ethical situation... people chase probates all the time and are dealing with family members who just lost loved ones.life happens.Many times in a majority of the rental markets in our country... once you have a burn out and you get a check from insurance.. it simply does not pay to rebuild.. cost too much... so much of our buy and hold areas in the US.. the underlying value of the dirt is zero to negative. 

I told her what I had been thinking based on listening to and observing the data that some of the countries MOST brilliant economic minds are quietly saying in closed door meetings.

This is due to a variety of factors, including loss of previously skilled workers moving to other industries, and immigrants moving back to their original countries, neither looking to return to this type of work.

Both the country and project risk with a hotel construction project can be enormous.

Tenants in Phoenix might be slightly different than other parts of the country since the electric bills are so high.  

Also, I'd like to somehow add in a "Neighborhood Grades" for areas all over the country.

We would like to eventually move out the country with our kids for a year experience and comes back.

Closer to 2% in most areas of the country I'd guess.

Some markets had already gone soft while other will push through until the entire country has turn but eventually, all markets succumb to the macro economy. 

Twenty-Five cents on the dollar that used to go towards paying off the original principal of your mortgage would instead go to the banks as pure profit. 25% of every mortgage payment in the country would go to the banksinstead of reducing the household debt of ordinary Canadians.And reducing the debt of ordinary Canadians is what the Government says they want and why they came out with this new Stress Test Rule that uses the Mythical Posted Mortgage Rate.Posted Mortgage Rates are a Rip Off used by the banks to penalize and trick Canadians and is now used by the Government to lower Government Backed Insured Mortgage Debt.This will not decrease ordinary overall Canadians debt.