I've used them and they save a lot of confusion later.Deed Filing: Ensure the deed is properly filed with the county where the property is located.

With an assumed loan providing a lower interest rate and accelerated amortization, the income generated from house hacking can be leveraged to pay down the mortgage principal even faster, or the extra cash could be saved to be used towards your next down payment!

They need you to spend money and you try to save...

You could always create another checking/savings account with the same bank.

Hard money can help do acquisition + construction.

Discount to present value and those low-ball cash offers you supposedly save me from start looking pretty good.

I set up my mortgages so that they bring in enough money to be offset by depreciation.

Now, this is all dependent on your strategy (and money to implement it) but if I target off market properties in a state of disrepair then my down payment could be 0%...or I could target on market properties and use traditional financing and need 20% down.  

We learned about wholesaling initially and that sparked our curiosity about the many ways to make money in RE.

Now that I'm sitting on a lump sum of money I'm ready to invest again.