Never try to help a tenant improve their credit rating.

Income 3 times rent, no eviction (ever), no major criminal background, good rental history and references, decent credit etc etc.

Hello, my name is Karina.

I’m a recent graduate with a BS in International Business & Accounting. I’m curranly taking real estate classes at Temple University.

A friend referred me to this app so I can expand a...

Credit score?

Hello, my name is Karina.I’m a recent graduate with a BS in International Business & Accounting. I’m curranly taking real estate classes at Temple University. A friend referred me to this app so I can expand and d...

Hi @Karina Torres are you asking about your credit vs. your income, about mentors, or both? 

Inspirational every time.If you haven't already, I would recommend that you start talking to lenders (banks, mortgage brokers, credit unions, etc.)

Thank you for the reply, and just to answer your questions: "...when you say rental income - do you mean living in the house while you do renovations and house hacking" - I will be living in the home and trying to rent out the other two rooms after major renovations are finished.

Here is what I believe will avoid you having an issue with the vast majority of sellers regarding the earnest money deposit amount regardless of the amount $1.00 or $1,000 dollars. 

This is my first real estate property, but it's older and the loan amount is small (less than $200k), so the banks and credit unions I shopped around at are asking for higher interest rates.