There are times that we do take out loans for larger projects or bring in partners for projects, but even then do our best to keep it under 10%.I see some big changes that will be coming after the next election and I don't want to hit bottom.Our current president got voted for by some because they would get a free cell phone, they would no longer have to pay for gas, they would get free health care, and so on.

I felt I had ample justification (i.e. multiple comps, professional appraisals, etc) on both of them for why I felt the assessed value should be lower.In response, the County lowered one of the properties to what I suggested.

I have a steady 9-5 professional job decent income but under 6-figures.

And to back up, if I had not had a formal education I doubt I would have seen the opportunities in other industries or have been accepted by other professionals (socially and professionally) to earn a seat at the table so to speak.As an example, I made a home loan to an engineer, then he came to me for a business loan.

Property is so expensive in Australia so we are constantly stunned by what you can buy here, and so many are cashflowing really well.We've just had a bit of trouble organising property management too, I guess its very easy and professional in Oz.

What really keeps that going are the professional students as Ph.d, MD, JD students.

If you want to buy liens or are building a strategy that is not common speak with a professional in the state that really knows the rules.

When a tenant stained it, with professional cleaning, the stain would generally blend in and if not, it was easy to cut out a piece and patch back in with some original leftover scraps.

When flipping houses in short time periods do you believe it is better to contract the services (i.e. painting, landscaping, and minor improvements on the scenario that the house was only needing minor cosmetic improvement and you were able to get it at an undervalued price) to get the job done quicker and more professionally so as to have it back on the market quicker which in turn will shorten the months in which you will pay the mortgage payments on the house, or is it better or equal to do the actual jobs yourself?

People like me always need someone to do chores that I don't have time for and can't afford to pay a professional to do.