My view is that I can get a higher return by parking that cash in real estate as opposed to having some fund manager get me marginal returns on my savings.Appreciate any thoughts or comments.

First, welcome and glad you are getting into the investing side of real estate.

I am new to real estate investing.

Can you elaborate more on what you mean by "Commercial" - are you looking for a business-purpose loan on a residential investment property or are you looking at true commercial real estate (office, retail, etc)?

Hello, im new on bigger pockets and interested in using the house hacking strategy to break into real estate investing.

House hacking is essentially the cheat code to get started into real estate investing.Generally done by utilizing FHA loans and 2-4 unit properties.Basically, buy a primary residence, live in it or one of the units for 12 months, move out buy again and do it all over again.Each time you can utilize fha as long as you refi the former before you use it again.Great way to buy a lot of properties with low entry cost!

For mortgage originators, real estate professionals and investors, the 4.65%-4.45% drop in the 2-Year Treasury should result in banks lowering Jumbo & Super Jumbo Mortgage interest rates next week Conforming and Government loan products are also seeing improved pricing.

I am a real estate agent in the Albany area and am closing on my own STR soon.

This is the kind of situation where you absolutely need to get a local real estate lawyer involved.

I'm Mark Elfving from Denver, passionate about real estate investing for about a decade.