I'm new to BP living in Florida and currently looking for turnkey providers in the Indianapolis area as well as property management companies in the case that the one the turnkey company provides isn't a good fit for me.

Call me any time to see if we'd be a great fit for properties in the Lee County area. 

This to me seems like a lazy appraiser seeing that the contract was for X and just pulling a couple of comps that would fit there and be done with it.

Investing In Rental Properties For Beginners - Lisa Phillips : Focuses on low dollar sub 30K investing, which fits my market well. 

You don't fit in their lending criteria box, and the loan officer there probably doesn't have enough knowledge or was just too lazy to work on your scenario. 

It's enough to get started in SFH but you will have to work your butt off trying to find deals that fit LU's model. 

Find a decent one, then modify to fit your needs specifically.  

I can definitely help you look for properties that fit your needs.

I will search some of these softwares to see what can fit for a start up operation.

Never ever compromise on your screening standards to make a seemingly good applicant fit your requirements.Many applicants will give you a sob story, they all lie on their applications it is your responsibility to ferret out the lies.