Students still come despite remote classes because it is an experience.

Advise is to get in contact with a lender that has experience in structuring these mortgages where you can move on to the next one and plan ahead.

Btw, she isn't new. 10 years experience, I think

House hacking will also give you some personal "property management" experience.

Since you are a casual landlord who never intended to originally become a landlord and because you only have a couple units you're never going to get enough experience to become proficient and therefore are more likely to experience negative tenant situations. 2.

I've read many discussion on this forum, but nothing really comes close to your own experience. 

Most lenders that she has approached wont lend to her because this is her first BRRRR; no experience. 

Does any one have experience with direct mail marketing companies like Wise Pelican, ReminderMedia or Mailchimp?

I was seeing if anybody had experience using either one?

For a DSCR loan, whomever has the higher FICO score, i since these loans use FICO, Experience and property numbers to determine rate and LTV.