But apperently this is a difficult question to answer in your state: Entry Allowed with Notice for Showings: No statuteRequired Notice before Entry: No statuteNotice of Date/Time of Move-Out Inspection: Notice not required, but landlord must complete the move-out checklist at the end of the tenancy and list all damages claimed to have been caused by the tenant. (§§ 554.608)https://www.landlordology.com/michigan-landlord-tenant-laws/

Depends on your local laws and your lease, but in many places you CAN charge a tenant for all of the rent payments throughout the remainder of their lease terms.Some states require you to mitigate your damages (attempt to re-rent).

Thankfully the basement is unfinished and the large quantity of water that came in did not cause damage.

Mine do not make demands and do not cause trouble or damage for the most part.

Some renter's insurance can cover accidents (bath tub overflow damage) and medical/legal (injury or lawsuit)Renter's insurance is typically less than $200/yr. 

In bigger cities I know the city will cover damages caused by their police department.

Now I have agreed with $1,000 but she says this is not enough and wants to file a lawsuit against me for damage from mildew and water leak!

Obviously financially responsible tenants can do just as much "damage" as section 8 tenants, if not more!

Pet damage is a real thing.  

My lease states tenant is responsible for 100% of any issue or damage they cause.