If you ask the agent for additional photos, they say they don't have the photos, suggest your agent takes them, or wants you to pay for them.To be clear, I'm not talking about $1,000.00 REOs that have been gutted or target practice for Molotov cocktails, but decent looking homes in decent areas where the agent just doesn't seem to want to put in the work.So, are we looking at: 1) agents are too scared to go to some of these neighborhoods or 2) agents are just lazy and not as little as possible to close the deal or 3) something I'm missing?

This will jumpstart your networking.30 Second CommercialYou need to develop and practice a couple of different 30 second commercials.

You should really practice out loud with a friend. 

. Oversee a team highly trained professionals who proactively seek out and exercisemodern real estate practices. Area expert on trends, school ratings, zoning, and projected expansion.Achievements:AgentEmpire Realty BrokerageSeptember 2006 – Present (9 years)Responsibilities: Effectively communicate with clients to navigate property market. Enthusiastic agent, conducting open houses and showing homes on nights and weekends. Employ successful marketing strategies using web, print and social media outlets.Achievements:CEO/AgentPaula Stewart & Associates, Inc.February 2004 – December 2009 (5 years 11 months)Responsibilities: Manage and operate real estate offices, handling associated business details. Negotiate sales contracts to include: price, settlement details, and other closing terms. Research properties for sale, to include: location, description, and financing options. Maintain knowledge of real estate law, local economies, fair housing laws, and government programs.Achievements:Sales AgentPrudential Texas RealtyMarch 2005 – December 2006 (1 year 10 months)Responsibilities: Represented clients in rental, purchase, and sales transactions. Conducted thorough market research specific to client’s needs. Negotiated conditions of sale, and executed real estate contracts.Achievements:Sales AgentCentury21 Capital Realty Inc.July 2002 – December 2004 (2 years 6 months)Responsibilities: Display commercial, industrial, agricultural, and residential properties to clients and explain their features. Compare a property with similar properties that have recently sold to determine its competitive market price. Confer with escrow companies, lenders, home inspectors, and pest control operators to ensure that terms and conditions of purchase agreements are met before closing dates.

The course material should be the same, although I would say it definitely matters who your instructor is.The book you'll get is called "Principles and Practices of New Jersey Real Estate" by Frank W.

I'm looking into umbrella insurance policies, as I have a recently created LLC and one property to cover, with another on the way, and a pipeline of anticipated consistent growth over the next 12 months. I initially t...

Fast cars are fun, but not practical.

But what Brian posted, taken literally, is a bad practice.

I've seen some GCs have an errors and omissions insurance policy as well as general liability insurance policies - is it standard practice to ask for these?

Any best practices to get rid of the scratches?