If that falls through credit score is very good and I am in the process of trying to find banks that will finance.

What we do though is give you partial credit for the proposed rent on the property that can help you qualify.  

My credit is excellent and because I’m self so employed I have some extra liberties when it comes to my income.

Make sure to screen them (credit/criminal checks and references) and make sure they can afford the rent. 

@Ozie Jackson  Have you tried any local banks / credit unions in your area?

Some other strong contenders that we are exploring for lines of credit now that we are really established, Farmers Bank (in Nashville but do deals here), Planters Bank, and First Advantage. 

They have a portfolio product, as well as a line of credit.

It's looking like our biggest expense will be the roof- there is some leakage above the kitchen cabinets.As it stands it's a 3/1, 1500sqft, paid cash no finance, PP: $62.3k, no mortgage/lien attached. 

But I'll have to use a line credit, If I do all profits for a whole year will go to pay the line of credit and credit card back to fix it.

But I'll have to use a line credit, If I do all profits for a whole year will go to pay the line of credit and credit card back to fix it.