Nick and Jon,Do you guys live on the computer?

Again, I'll be out of country, but will be available if computer is working!

Points are figured in the APR as an amount not received in the present value of the loan amount received with the other factors in place and computing the % rate.I'd say you have a crook loan shark type, keep looking.

My computer doesn't seem to be tagging people correctly! 

However, I'm a computer programmer, so I have more nerdy advice:Try out a cloud service such as Dropbox.  

I consider myself computer literate but apparently I am getting too old now and am slipping behind the times....

The term “media” includes, but is not limited to, print, photographic, broadcast, and computer media including, but not limited to, such examples as newspapers, magazines, flyers, posters, business cards, billboards, radio, television, signs (including, but not limited to, office, directional, for sale, for lease, sold, or vehicle signs) , newsletters, and the Internet.

But another big reason I stopped is so many appliances today have computers in them that cost a bundle to replace.

I would like to explore bartering new, Major Brand current model Computer Lines (Laptops, Desktops, PDA's, & software) as well as complete lines of Consumer Electronics (Flat Screens, TiVo, MP3 +++) in exchange for a single family residence in the $250-$500K price range.

For example, I deal I just did had seller financing and this really old lady who doesn't have access to a computer or even typewriter or fax.