I buy with cash then go to a portfolio lender and put it under a commercial loan. 

The general idea is the bank will loan you extra money to cover the cost of repairs,  this is typically only done with commercial loans and they usually escrow the money and release it to you as you complete the repairsBy way of example say you buy a 500K house that need 100K in repairs. 

I met no contractors because I am a little familiar with construction as I was a residential electrician for years a while back, and I have also done a little framing in the past, and I deal with commercial construction some with my current day job, so being a general contractor isn't a scary thing to me at this point if necessary. 

Marcella,I am on vacation right now, so I don’t have access to all the materials.

Residential (1-4) family investment properties only land (but we do new construction), commercial (except apartments), mobile homes What stipulations does your loan program have that other hard money lenders do not?

Quick question today, how do I access the MLS?

I can’t imagine there is much demand for commercial subletting though.... have you done any research on this?

In general just want to have access to some equity if needed.

, and 2 years worth of documentable income on w-2s would i be able to get a mortgage loan/lender from an ordinary bank or would i have to seek out some private commercial companies to get a similar type loan that doesn't have an extremely high interest rate?

A mobile phone app is key so you have persistent access no matter where you are.Total operating cost (coverage, cost of exports, cost to acquire additional contact or transaction history data) factoring in assumptions in overall marketing effort and volume.