I'm trying to determine what coverage levels I really need to have.

Any quality apartment near the Ualbany campus would appeal to professors as well as the large number of state employees in the area.

So many things to consider and I am far from the level of real-estate education I’d like to be, but you need to get your feet wet somewhere. 

Its lot of phone calls to people who are neighbors, co-workers or former co-workers.

Combination smoke/CO alarm, 10-year battery...AND a cinch to put up!

From a super high-level it looks like it’s going to appeal to the same sellers that would call bandit signs.

When selling I do the same but also if I don't get any calls within the first week, I like to post a paid Facebook ad targeting likely to move, and the income level that my property is best suited for.

I will warn you, if you purchase in Deptford, pay close attention to the CO requirements.

It all depends on the specifics of the property and the level of build out.

This is a high level approach to protection.