We could say multi is your best ROI, but if you don't have the cash for that, then it doesn't matter. 

The program worked well in our case, and we are roughly half-way through our 3 year obligation.

If you're trying to wholesale, that money is probably best spent on getting leads, skip tracing.

Don’t bother reading it for now; we’ll work our way through it later.

Is property owner the sole decision maker So, as you can see, all real estate advisors recommend getting the most information possible and then trying to structure the transaction in a way that provides for satisfying at least some of the seller’s needs, wants and desires.  

Or are you saying if you were calculating it this way , you would always place a offer on the pad portion only bringing that price down to $281,250?

It turned out the whole thing was a bit of a scam - the "lender" took a huge up front fee ($4,000) to do the deal - so it turned out they weren't really the lender... they were acting more like a broker...while it wasn't said this way, it appeared to be "after you pay us $4,000, we'll try to go and find you a loan."  

What you're suggesting is way overkill.

The best that my agent could find is from "Delos Insurance Solutions Backed by Homesite."

I hope you at least saw some nice appreciation, and I wish you all the best with your new purchase!