As my description to this forum implied I am looking for something alternative to owner occupying rehab loans.

Note:  I put 25k into capital costs 10 years ago ( mostly material, I did all the work)Thank you

@Eric DuntonHello Eric I'm apart of a network of alternative lenders and could certainly email you some information if you'd like to explore options.

And if not, what are other alternatives?

They have an "Alternative RE Investing Strategies" meetup that would be worth attending after Covid-19 is under control.

We have a local guy that figures if he can make $10-$15k per flip he's doing well & he's tries to push 3-4  year using credit cards to pay for materials.

Alternatively, come back to your options.

, fraud alerts, maiden names / past names / alternate names.  

You have to have contractors if you aren't handy with a hammer, you need to buy well below what you will sell it for, you have to be able to accurately estimate what it will eventually sell for, you have to consider acquisition costs, rehab costs, carrying costs, selling costs, prepare for 6 months on average from start to finish, you need to know about title reports, appraisals, escrow, lenders, insurance, sequence of rehab lists, "oops" surprises, market changes, level of finish, what other rehabbers are using for materials, and realize that contractors don't always show up or finish what they start.

An alternative option to propose is to inquire if he seller would be open to seller financing.