You choose your required rate of return, plug in the estimated income and expenses, and adjust the price until you find the yield you want.

Some loans they can do a call and say DSCR has fell below a certain point or if you had say a 5 year loan that adjusts year 3 then debt load might want them to make you pay down more money on the loan.Example 5/5 loan that is 10 years long.

The legs for the lower cabinets are easy to adjust and eliminate the need for shimming. 

Thank you for any assistance and let me know if my calculations are correct or need adjusting -Ibrahim 

If not, a LOC will allow you access to the money when you need it, albeit at a higher rate compared to the current 30 year fixed rates.LOCs have their downsides too of course: An adjustable rate and your lender can close them or otherwise reduce your line at any time.Just posting this so you hopefully fully know and understand your options for accessing the equity.

Caveat is that numbers would have to be adjusted to local pricing. https://store.biggerpockets.co...

For my 2019 taxes for the first time ever I actually got a full refund in CA of all taxes I had paid in CA, I was taxed ZERO in CA even though it’s my primary residence and my adjusted gross income was $300k.

I can also send you a contact for the technical director of Board if appeals and adjustments at city of Denver.

Have the honest conversation with the owners that you will need to temporarily adjust pricing downward, but in the long term you should be able to drive rents up as things normalize.

Cash flow is calculated by making certain adjustments to net income by adding or subtracting differences in revenue, expenses, and credit transactions (appearing on the balance sheet and income statement) resulting from transactions that occur from one period to the next.