There's a lot of overhead with the government.

(Bobby and Mary are automatically ranked on the website as either 5 star buyers or 1 star buyers. these pre defined metrics could be things such as if they have uploaded their government issued ID's, how many viewings they have been to previously and whether or not they are on time or always late ect. if they have already uploaded 3 months banks statements etc) (these metrics could be anything, SIMPLE enough for the buyer to access and but super HELPFUL IN EXPEDITING the sales process later down the line) This also helps to weed out serious buyers and window shoppersAnyways, Bobby and Mary are 4 star rated and the seller is happy with that :) Bobby and Mary view the property,un-pressured by an agent helicoptering them and happy to take their and time and mingle with the owners during the process, getting a feeling if the property would be a good fit for them.

A lot can happen to any development especially a government one before it gets significant work done to be at the point of guaranteed completion. 

Larger properties may rely more on the property and it's income, but 1-4 family standard government-back mortgages will rely mostly on the creditworthiness of the individual(s) on the mortgage. 

@Riley ChapdelaineThat mortgage broker may only have access to traditional government-backed mortgages.

It will be interesting to see where the economy goes with the amount of money the government is pumping in.  

I've learned to work with smaller local banks that don't resell the loans back to the government, but instead keep them in house. 

Some are saying prices will drop over the next year (but not as significantly as in 08) Others say they won't due to government suspending foreclosures.

@Algie Horton You may want to contact the local government entity in your area in charge of titling and re-titling manufactured homes.

However, the appreciation is not as great and there is always risk of the government not being stable.