Would a bank(say like BankofAmer) allow me to assume the low interest rate of another property and blend the interest rate with my current rental property?

You have to know with 100% certainty.And even then, an HOA can/will change the rules overnight, and they usually do not get less restrictive.Go to the next BOD meeting and ask them straight up.

At that point, it's worth researching and finding a solution that better meets your needs.

Well, it's boring if you don't like scuba, snorkeling, boating, swimming, fishing, the Mayan ruins, Xcaret, riding around in golf carts, a marina, Dolphin Encounter, etc. in a very secure, safe environment that has a very low crime rate, and is constantly patrolled.

Im looking to do a STR in Ocean City Maryland and the vacancy rate, if I'm fully booked in the peak season (May -Sept), would be  58%!.

If the seller will entertain it you write it into your offer - what you're willing to pay total, loan term, interest rate, down payment. 

I know I am splitting hairs here, but accredited only offerings do not make someone better or worse than doing non-accredited offerings.Onto a part that I can speak to: Section 8 properties take more work than market rate offerings.  

My mentor says you can get more cash flow and liquidity with SFH vs Multifamily, since brokers seem to want a certain cap rate on sales accross a geographic area vs when working with SFH sellers, they're more flexible and motivated based on individual needs.What are your thoughts on buying SFH vs Multifamily?

I was also able to meet them personally at their conference in December and it validated my online impressions. 

We teach how to find those so here are some ways:ProbatesTired LandlordsVacation HomesExpired off of the MLSPre-Foreclosuresand so onand they are often located by mailings, cold calls, door knocking, "Bandit" signs, word of mouth, Local REIA meetings