I'll stop, Dion might want to comment along these lines, might not, put just pointing out aspects considered that are part of the 1003 or in the verifications used in originations.Applicable to note buyers as you'd really like to see these aspects documented when the note was originated, that together with loan history really tells a story. :)Anyway, it could be a good spring board for questions that are never asked about notes.Like : Will a husband and wife always be required to be on a note/mortgage together?

Unless we're talking about an apartment complex owned by the same group where all the units are 100% identical (which isn't the case in terms of places I'm looking at). 

I’d say double check with your lender, but you will most likely be good with just the employment verification.

That our rate lock was good for 20 more days and we are already in underwriting that they just need us to send in letter of explaination ( for my hubby's identity theft that happened to him last year).Last correspondance with them is we were ready to close once we gave them the LOE's....

http://www.biggerpockets.com/forums/99/topics/108652-atlanta-market-update Although the demographics are not identical to that of Irvine, the area I live in and invest in is very similar to the demographics of the early Asian pioneers of Irvine California 15-20 years ago.

They give their transunion score, full credit report, employment verification, criminal background, and eviction record if you request it.

I need quick online tenant screening/verification resources.

One thing that is very critical with multi family is the verification of the numbers that you get from the seller.You must ask for the rent roll and cross check it with the banks statements showing that the tenants effectively pay what it says on the rent roll.

ofgift, your situation sounds identical to the situation I've been staring at for the last couple of months.

Their minimum is only $15 and the feature set is nearly identical to Buildium.