I know here in Cincinnati, Duke energy has programs available that may help keep costs down, but they typically have to get involved early in the development process.

Wasting emotional energy bemoaning the fact takes you away from your life's pursuit.

I know a great deal can be found anywhere, but since I'm just starting out I want to focus my energy on one area (for now!). 

It's quite typical for mortgages to get delayed for any or no reason, and it's extremely difficult to prove delay on behalf of the lender vs yourself if it came to court, and C) If you truly do want to go down that path, consult a lawyer for professional legal advice, D) having been through many situations where someone really does "deserve it", I've found it's much more useful to use your energy to move on and forward, rather than stopping or moving backward.

They do it at a reasonable price without using my time and energy. 

This saves you time and energy from not having to worry about partial payment for rent or chasing after a portion of the rent that one tenant may have not paid on time. 

That would save you time, energy, and money if there is enough demand.

You gotta pay your energy/gas bill. 

But because i wasn't clear I ended up causing both of us headache... .. another thing When they bring you a deal or respond to your request for quote for services, be quick to respond back and be ready to pull the trigger when all the stars align for you.

I have dabbled in some crowd funding RE through Fundrise to get more passive RE exposure while I was too busy with personal life to buy my own properties.Day job: Engineer and Project Manager in energy sector.REI interests: To start, SFR and smaller MFR, eventually commercial and who knows?!?