Ask for a reconsideration of value: 1. do not contact the appraiser directly, theyre not allowed to discuss the appraisal with you at all unless you ordered it directly from them but i assume you went through a bank. 2. not all appraisrs are great but theyre human and make mistakes, i work for the largest appraisal firm here and have for several appraisers, all i know WILL reconsider your value as long as you dont provide stupid comps meaning they fit criteria and arent outlandish.

We are firm believers in repurposed items and eclectic decorating concepts and there is no better place to find these items than garage sales and flee markets, but they require cash only transactions.

My current realtor just got his license and although he works for a very well known and established firm here in AZ (part time), and he was a rental property investor back east for some time, he is new out here and he doesn't really strike me a "go-getter". 

@Saejin ChungI use Zak for all my real estate deals  Zak Aljaludi, Esq.Aljaludi Law Firm, LLC‪311 Fairview Ave., 2nd Fl‬‪Fairview, NJ 07022‬Clifton ‪1555 Main Street‬(by Appointment)

He was firm on his price and would not allow for any retrades.

He was firm on his price and would not allow for any retrades.

You may have some good locals who answer for you.Oh, and to answer the "can I sell units of a 4-Plex" this answer is a pretty firm "no". 

That pivoted into legal staffing for law firms.

He says multiple units is the best way to go and buy as many units and still have a positive cash flow and hire an outside management firm. 

For one example, I brought this question to a loan officer at Cross Country Mortgage in NYC (which is a fairly large national firm, but based in the Cleveland area I believe), and I understand that they will do a loan at 70% loan to value, when a property is held by an LLC.