Think about mixed use, small commercial etc.

What about current return range for cherry picking singles vs overall avg of taking down a tape (understanding of course you're going to get some losers in the mix that will bring the overall avg down)?

What if you aren't necessarily trying to sit on a beach drinking Appletinis and in fact enjoy fixing and working on houses? 

You are mixing up APR which is just a way to see total cost averaged over the first year.If you switched to a jumbo loan product or non QM product you can have rates in high five/low sixes for ten year interest only.

It does have appeal because of the things you mentioned in addition to its mix of rural and suburban ambiance.

I just turned 39 so It's never too late to start :) I also invest out of state to add that to the mix . 

@Anita Anand I'm drinking beer in Cabo San Lucas Mx. for a week..

Surf Lakes signs agreement to build "biggest surf park development on the planet"The 400-acre Pura Vida community will consist of restaurants, hotels, retail shopping and residential buildings with a 12-acre Surf Lake at its center.A recent concept plan for Austin’s high adventure, mixed-use Pura Vida community (PHOTO: Surf Lakes)According to the Surf Lakes website, the community will be located just south of Austin-Bergstrom International Airport, about 20 minutes from downtown.The groundbreaking could happen as early as 2023, the company said.

You've heard the saying I'm sure: "You can lead a horse to water but you can't make it drink"I've gone down this route before, but people want to hear things that they already believe.

No more long walks in the snow to get a drink, or pick up some extra cash.For some hard numbers maybe make a phone call to the parties to these re-developments over in Michigan:https://www.mlive.com/news/flint/2019/09/former-flint-school-celebrates-grand-opening-as-apartments.htmlhttps://www.mlive.com/news/flint/2022/05/westwood-heights-school-district-to-turn-shuttered-elementary-into-housing.htmlAnd i case you don't know and decide to travel there, Flint is very very dangerous.Just my 2 cents.