It notes that the borrowers in the RMBS pools that are "stronger" are able to refinance, and in particular, stronger prime borrowers are refinancing and thus depleting these particular securities of paying customers.

I agree with James and think that your best bet is to take a few months to plan and find the best way for you to invest.

If you can get on title, you might be able to just do a refinance at some point in the future, rather than a straight purchase.

(Not sure how your first two paragraphs explain this, so maybe I am misunderstanding.)I believe if you go conventional residential investor refinance, you'll need at least 6 mo of rental history before you can do this.

But most of the time I only buy the once where the money is used for interbank lending rather than betting on movements of a certain underlying (FX, or stocks or index)Bear in mind I am based in China!

However, when you try to sell or refinance later many title companies are refusing to insure unless you unwind the trust and they can "back vest" to the original owner.

I'm really short on cash because of other deals that I'm doing so I'm going to have to use hard money for the purchase and refinance later.

Your not looking for these tenants to be a tenant/buyer, your looking for them to produce cash flow and your betting that the property value will increase during your option contract.

If there's a note on those places, I'd bet he folds soon.

And I bet that any internet company will have a disclaimer concerning the chain of title being insured or guaranteed.