What you are talking about should only be attempted by very experienced, battle-tested sophisticated investors. 

I'm afraid to attempt a renegotiation because if the appraiser finds out about the mold it will not be approved by FHA guidelines anyway.

I'm in no way attempting to be negative.

Of course, there could be some crossover.In the hard/private lending business, as in the mortgage business as a whole, there are brokers, there are lenders, and there are brokers who attempt to disguise themselves as lenders.I will assume we are talking about lenders.  

I'm wondering do I attempt to approach her with the idea of assuming the loan after doing the numbers with a cash payout on the side? 

Recently, spoke with mortgage broke to attempt to qualify for my first MFR to 'househack'/rent.

2. if attempting to house hack how would you calculate if it is going to generate income while living there and when renting both sides?

I am attempting to buy a live-in Multi-family home with a VA loan in San Diego.  

I am attempting to get first fix and flip in Okla.It appears there are a lot of newbbies on this site.Not from New York but wish you lots of good luck

I attempted to get insurance from a local insurance agent.