Off-market is likely your better bet.

For example, I bet some of the listings you are seeing only have one picture (or blurry, rough pictures), or list in the description previous rental rates that are lower than what you'd get with a little grit and patience.

@Evan O'Brien, your best bet is Googling the town and mortgage broker.

Who do you think is going to win?

Even if someone has experience and an idea, I think your best bet is to ask a business attorney to review the contract.

And if I win in a 1st mort with no liens surviving the foreclosure I'm clear.

To me this sounds like a heads they win tails they lose proposition.  

Thankfully it's been a while since I was in housing court, and I've only been twice, but I recall it was less than 6 weeks total.Of course, 'winning' is only half the battle, since the tenant now has an eviction on their record and won't get an apartment from any responsible landlord.

Best bet is to go to the courthouse and file the paperwork and let the judge make the decision.

As long as you weren't planning to use it yourself to ski Crested Butte...I'd sell.  90 days isn't tenable and 30+ day rentals will demand a far lower rate.Take that money as a huge win and find a new property!