FHA, 3.5% and grants made it possible to walk away at closing with virtually $0 into this deal.

Also, if you can find a property near a university, you'll always have a pool for potential tenants! 

On top of that leaks have shown they are developing virtual reality and self driving electric automobiles.

Though my guess is online banks only do bench top. also know that banks almost universally want heloc appraisals to be conservative due to the nature of the debt (revolving) 

Is there anyone working in the Virginia area that has a contract tha is currently being used or one that is universal?

However the location is about 10 min from 2 major hospital in the city as well as 10 mins from a major university.

@Dion McNeeleyThis property is in the next city over from where I worked at the time (about 15-20 minute drive) so when we wanted to buy another house and move we used the reasoning of “we are trying to move closer to work and university” and the banks gave us thumbs up!

"As Vice Money puts it, "American marginal tax brackets aren't too different from Canadians', yet [Canadians] get universal health care and [Americans] don't."

This entails (1) reading books, such as "Best ever syndication book"  by Joe Fearless and @Theo Hicks; (2) listening to podcasts, such as Syndication Show by @Whitney Sewell; (3) networking with the people in the business already virtually and in person via REI events. 

It’s not virtual.