We both have full time jobs, our credit scores are very good, and we have some savings.      

Buying bulk should save you some money.

I am a bit older (60) and so I have some savings. 

Also, I found this page that give you a guideline as to what should be included: https://revnyou.com/ultimate-guide-creating-real-e...

Perhaps you have savings and don't even need a HELOC at all for a 15% down payment ? 

Ive got 2 on my mind, but I'm open to opinions.1) Frontier Real Estate Services2) Frontier InvestmentsI'm sure everyone has similar ideas on how and what the organization will do, but so we are on the same page ultimately Id like to be a one stop shop (not necessarily a brokerage though). 

I haven’t done my first deal yet but I’ve been saving up to buy my first property at an auction coming up and I have a friend who kind of knows about real estate who is willing to partner with me. 

If you compare it to a savings account, it looks completely different.The average flip is turning in $20-30k out in under a 6 month hold on 100k-125k investment.  

For example, If you are using the place as primary home, you could save on capital gain tax when you sell it.

Just a ballpark. 10K in savings, 120K in Stocks, 100K in 401kThe link below is the property I’m looking at trying to buy.