I also have the option of a purchase mortgage with a pledge of the down payment from investments but don’t have to actually put the money down, vs a conventional.

I haven't had a car payment in 12 years and buy cars (when absolutely needed) with cash.While you decide what to do, I'd stick the 100K in US Treasury bills or money market (look up Vio bank) and earn 5.25-5.5% interest on it risk free.

The way Avery Carl (the author) and the podcast guests describe it, managing an STR seems quite straightforward, though I'm aware it requires significant effort to be successful.My plan is to purchase a property for under $400k, make a 10% down payment, and self-manage it as an STR.Living in San Diego, and given the real estate prices in Southern California, finding a profitable STR locally seems challenging.

@ cati@Catie Fihn simplest solution, increase rents to justify the utility amounts... alot easier to have tenants pay 1 monthly payment vs having to reimburse different bills. just my experience..

Consolidating through Student Aid gov will only let me add the 2.14% loans to one of the $20k loans and lower it to 6.5% but that isn't going to make a huge difference and it makes no sense.By the time I've paid it off I'll have paid up to $110k and it is really getting to me that I feel it hasn't even paid down from $50k over the last 5 years of $300 monthly payments.

A significant down payment reduces the risk of default.

There are 100’s of PM’s in the Tulum area but probably less than 3% of them are trust worthy, registered and legal to operate such a company.

It doesn’t matter what entity type you have or how many levels of LLCs you have, the lender is going to make you sign your name to that deed of trust that gets recorded.

I know of a host who lives far like you and pay to have someone local they trust to greet guests within first hour of check in.

Looking at their track record is always a good idea, but in my opinion nothing can beat relying on the experience of other investors who you know, like and trust!