Don't forget about the 2nd trust.

If you did good work and are selling at market level no reasonable buyer will have an issue with you buying the property on the cheap when it was a junk heap.

There is a decent bill at the state level that wants to change zoning in order to create more density .

@ Jill PetersonI suggest having an applicant scorecard so that you can review candidates on a level playing field. 

However, for the most part, there are three players to this, namely you, the property owner, and the bank.The main thing is each one of the parties has to trust the other and perform their part of the deal.

Not a big deal yet.To "scale up" to the next level would likely require that I get some help. 

Someone that we can trust and do endless business together.

Wayne County seems to push that function to the city level. 

@Alex Deacon,Thanks Alex,  the one thing I can say is talk to a trusted mortgage professional, because every ones individual situation is different.  

My question is: which one do I trust??!!