@David Cruice, definitely true about Karma.

Shop around the folks who do signage and such for the brokers and agents in your area and work to see what kinds of prices you get from that.

The idea of a true cash flow property is very tough to find here but you can still find good deals in which you can occupy (rent out other if a small multifamily) and do a refinance/HELOC later and go for a second property. 

It is true these services are not for everyone, but there are those who use them and do well with it.

(holds true for anyone).

So I easily fell into their influence and trusted them without any basis2) When they presented this tear-down-rehab deal, that was too good to be true, I did not do due diligence.

We bought a shopping center two months ago.

Make sure these items flow through in to your needs list when you are shopping for a home.. this will help you ensure your home is getting the best mix of occupancy and nightly rates as it will be a more sought after home by guests.Keep both hats in mind and you will be off on the right foot!

And when I signed with her I couldn't shop around to other loan officers.

I got pre approved with a lender that requires seasoning but since I already have gone through the initial hard credit inquiry I believe There Is a 3 month time frame when I can “shop” around for other lenders without triggering a secondary hard credit inquiry is this correct or does this vary through the lender as well?