Then, whenever you think the 'true' bottom has been reached, do one final "to rule them" all refi like Lord of the Rings and buy the rate down on that last one.

I neither of these were true, I don't think there would be a value proposition.Best, Terrell

Of course that is true even in the example of home office deduction, you need to prove regular and exclusive business use.

My tax advisor stated that I can’t write off the loses on rental properties since my personal income exceeded 150k.How true is it?

After pulling off a house hack and getting that rolling my plan for next year is to purchase an a true investment property to rent out to get cash flow positive by end of next year.

There were no true comps and the appraiser gave the permitted ADU no value as a unit or even as livable sq ft. 

College and cubicles are not the true paths to wealth, health, or happiness. 

Promises of doubling your investment in 5 years/15-20% returns seems too good to be true, yet also worth researching more.

If you go with a true provider, they should have done everything in-house prior to purchase.

This made me giggle - as a real estate agent/broker we should all be used to spam and junk mail and buyers/sellers that aren't real...it's part of the gig in my opinion and it's always fun to find the true gems out there.