Sounds like it could take a while to figure out who was truly at fault in this scenario.Title agents can (and should) purchase additional coverage for these types of losses but the liability for wiring the payoff to the wrong account may eventually fall on a different insurer or party here.

That is the part I highlighted in the second photo.

Third, the lender, which is hard money, has asked me to comment on a police report with incidents (all traffic related and mostly speeding), going back about fifteen years. 

One of the biggest advantages/skills that we all learned in the military is looking at the second and third-order of consequences (If I make this decision, it can result in x, which can then result in y).

Over the last two years, we now use a third party called PetScreening that verifies this information on our behalf, taking us out of the equation all together. 

I have did a title search on the property and it does appear it has switched hands to a private party in OctoberAfter I approached the, "Assignor," I informed them that I had cash, and would like to move forward with purchasing the property; however, it seems like he is dragging his feet.

So excited to get this done and join the BP party!

@Seth KillionThere are multiple ways for more than one party to own a property.Tenants in Common(TIC)Entity(LLC, LP, GP, Corp, Trust, etc)The issue that you would have if you are on the title/mortgage that it would be hard to deflect the tax obligations to other parties.Best of luck

(Nor the second one or third one.)

The amount of time spent going round-and-round on trying to get what was advertised, and the other party going round-and-round on trying to avoid offering what was advertised, is a giant time suck.