At 33 years old my wife and I have decided to look into building up a real estate portfolio to help supplement and possibly bring about sooner my retirement.Just to be clear I am very happy in my career and am not looking to quit my job.

My guess on the deal you're referencing would be that there's a 6% pref with a 2% accrued/catch up, in which case the accrued would be caught up during an equity event - refinance, supplemental loan or yes, the sale of the property - for a total of 8%.

This will enable you to take full advantage of the tax benefits and strategies for RE.

Over the years of investing I have started to develop a metric where we look at the ratio of PMs in NARPM compared to the overall population to determine if there is sufficient mass of service providers to enable successful SFR investing. 

Starting a Roth IRA in their name and funding it from their earned income means they can become millionaires by the time they retire and have a supplemental income stream to the income stream they receive from their rental properties.

If you're not able to pay the rent before the eviction hearing, we recommend you move out now and we'll use the deposit to cover the unpaid rent and enable you to transition to something more affordable."

Is this something that's in lieu f a lease with the landlord, or a supplement?

I am working full time in San Diego and buying rentals now to supplement my retirement.

If you have started saving you can start to look at buying once you have around 5% of the purchase price.If you have between 5% and 20% of the purchase price, you may need to pay what’s called Lenders Mortgage Insurance, which enables us to lend you a larger percentage of the purchase price.

It will enable you to get into RE investing and have a no rent/low rent situation for you personally.