Hello,I have the opportunity to purchase a unique property, it has a single family house 2/1 to the front of the lot and a separate duplex (1/1 each) to the rear of the lot.Initially I was beaten out of the deal but they then had trouble getting financing due to there being two separate dwellings on the property and I am back in the running. 

Valley is going to be a little more unique because almost everything is on well and septic.You can get a feel for what you can have the tenant pay for by looking at rental ads. typically single-family has them pay all utilities, and duplex-up will be a mix depending on how it's metered.

Had to stretch to the very top of my budget, but it was in turn-key condition and the sellers were very accommodating, so virtually no fixing/cleaning expenses. 25% down, 30 years @ 3.25% interest rate (0.25 point) which is stellar for investment rates.Drove back out 30 days later to sign papers, get the keys and meet with a reputable property manager.

Take $24k / $238k = ~10% downpayment that you are essentially into the property for which will skyrocket your ROI anytime you have less money into the property, and allow you to stretch your capital further. 

The problem is that the deal was very unique and lucky so how do I repeat this?

Is there anything unique to St.

Hello,I was wondering if anyone had any unique ideas for qualifying for loans with little income?

@Erickson Sainval because the property is a bit unique, comp sales are hard to find and I am not sure they would support that selling price, but I am very confident it would sell at that price.

I think most people here on the BP forums would agree they are here to grow and stretch themselves, but when it comes to money it is important that you not feel emotionally uncomfortable with your decisions.  

Ether way you go you will do well. 50/50 partnership allows you to stretch your money and grow faster with less in each deal.