As for my numbers they are as follows.

Any notice or communication under this Loan must be in writing and sent via one of the following options: Mail, Email.Governing Law.

In my opinion, the best use of your time would be talking with investor-friendly agents and commercial brokers, explaining your criteria and actively following up with them.

I am currently following Dave Ramsey’s plan on finance.

As for the investing part I think you need to make a decision to either following the Dave Ramsey way of investing in your retirement but not your current income or  invest in real estate as a ways of bolstering both you retirement as well as your current income.

PITI on a 30 yr fixed load will be around $330.Follow up question: what would a typical hard money/ private money loan on deal like this look like in our area?

But, if your investment makes 25%, you can swallow the high interest for a time period until you can re-fi into a conventional loan.Keep pushing! 

. - I am out of state so I do not know what the normal rate for Houston would be: I have the following: Each side is 1,954 sq ft or 3,188 total. 

@Wayne Brooks The backstory: The previous owner purchased two duplexes with both properties next door to one another in which one of them was the one I own now.It's has been a challenging scenario to follow the history of the conveyance but from what I can comprehend two owners ago their was a slight discrepancy .

I have been following BiggerPockets for over 3 years now and I am finally getting around to introducing myself on here.